The best time to buy pet insurance is when your pet is young – preferably a puppy or kitten and before they get sick. Some folks don’t think their young pet needs insurance because they seem so healthy. Does that sound familiar?
The fact is you never know when you or your pet will have an accident or get sick. Accident claims are generally higher for younger pets than older pets. The most important reason to purchase pet insurance while your pet is young is to avoid having claims denied because of pre-existing conditions. You really don’t want to give the insurance company this reason for denying a claim, especially when it can be prevented by buying an insurance policy before problems occur.
If you want to get pet insurance, the best time is when you first adopt a new pet, preferably as a puppy or kitten.